2026 US Cost & Rate Database RSMeans & BLS Calibrated 100% Free Interactive Worksheets
78 Verified 2026 US Cost & Financial Calculators

Accurate Project Costs, Loan Payments & Utility Savings—In Seconds

Select a department below or use the instant estimator on the right. Every calculator includes interactive sliders, regional state multipliers, and a 6-part itemized material vs. labor breakdown.

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Instant Quick Cost Estimator

2026 US Rates
Estimated 2026 Midpoint
$10,500
Full Breakdown →

Home Remodeling & Roofing (Top 6 of 18 Calculators)

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Itemized 2,000 sq ft estimator ($8,610–$12,810 range) with 58% labor vs. material split.

Baseline: 2,000 sq ft Open Calculator

Itemized 1,800 sq ft estimator ($18,450–$27,450 range) with 55% labor vs. material split.

Baseline: 1,800 sq ft Open Calculator

Itemized 45 sq ft estimator ($6,088–$9,058 range) with 62% labor vs. material split.

Baseline: 45 sq ft Open Calculator

Itemized 55 sq ft estimator ($3,969–$5,905 range) with 45% labor vs. material split.

Baseline: 55 sq ft Open Calculator

Itemized 2,200 sq ft estimator ($19,483–$28,987 range) with 54% labor vs. material split.

Baseline: 2,200 sq ft Open Calculator

Itemized 320 sq ft estimator ($14,170–$21,082 range) with 50% labor vs. material split.

Baseline: 320 sq ft Open Calculator
View all 18 calculators in Home Remodeling & Roofing →

Personal Finance & Loans (Top 6 of 15 Calculators)

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Amortization calculator for $340,000 balance at 6.5% APR with early payoff interest savings.

Baseline: 340,000 $ Open Calculator

Interactive 2026 worksheet modeling net proceeds, tax deductions, and break-even thresholds.

Baseline: 95,000 $ Open Calculator

Amortization calculator for $75,000 balance at 8.25% APR with early payoff interest savings.

Baseline: 75,000 $ Open Calculator

Amortization calculator for $32,000 balance at 7.1% APR with early payoff interest savings.

Baseline: 32,000 $ Open Calculator

Interactive 2026 worksheet modeling net proceeds, tax deductions, and break-even thresholds.

Baseline: 25,000 $ Open Calculator

Interactive 2026 worksheet modeling net proceeds, tax deductions, and break-even thresholds.

Baseline: 4,200 $ Open Calculator
View all 15 calculators in Personal Finance & Loans →

Energy, HVAC & Solar (Top 6 of 15 Calculators)

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Compare monthly & annual utility operating costs at 0.16 $ tariff with payback timeline.

Baseline: 2,200 sq ft Open Calculator

Itemized 22 kW estimator ($8,298–$12,346 range) with 46% labor vs. material split.

Baseline: 22 kW Open Calculator

Itemized 9 GPM estimator ($3,247–$4,831 range) with 52% labor vs. material split.

Baseline: 9 GPM Open Calculator

Compare monthly & annual utility operating costs at 0.18 $ tariff with payback timeline.

Baseline: 240 $ Open Calculator

Itemized 3 zones estimator ($6,519–$9,699 range) with 48% labor vs. material split.

Baseline: 3 zones Open Calculator

Itemized 3.5 tons estimator ($6,170–$9,180 range) with 50% labor vs. material split.

Baseline: 3.5 tons Open Calculator
View all 15 calculators in Energy, HVAC & Solar →

Auto, EV & Insurance (Top 6 of 15 Calculators)

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Compare monthly & annual utility operating costs at 0.16 $ tariff with payback timeline.

Baseline: 12,000 miles Open Calculator

Itemized 35 ft estimator ($1,205–$1,793 range) with 60% labor vs. material split.

Baseline: 35 ft Open Calculator

Amortization calculator for $500 balance at 210% APR with early payoff interest savings.

Baseline: 500 $ Open Calculator

Interactive 2026 worksheet modeling net proceeds, tax deductions, and break-even thresholds.

Baseline: 19,500 $ Open Calculator

Interactive 2026 worksheet modeling net proceeds, tax deductions, and break-even thresholds.

Baseline: 3,200 $ Open Calculator

Itemized 2 axles estimator ($754–$1,122 range) with 52% labor vs. material split.

Baseline: 2 axles Open Calculator
View all 15 calculators in Auto, EV & Insurance →

Small Business & Tax (Top 6 of 15 Calculators)

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Interactive 2026 worksheet modeling net proceeds, tax deductions, and break-even thresholds.

Baseline: 4,500 $ Open Calculator

Interactive 2026 worksheet modeling net proceeds, tax deductions, and break-even thresholds.

Baseline: 92,000 $ Open Calculator

Interactive 2026 worksheet modeling net proceeds, tax deductions, and break-even thresholds.

Baseline: 110,000 $ Open Calculator

Itemized 3 years estimator ($787–$1,171 range) with 0% labor vs. material split.

Baseline: 3 years Open Calculator

Interactive 2026 worksheet modeling net proceeds, tax deductions, and break-even thresholds.

Baseline: 145,000 $ Open Calculator

Interactive 2026 worksheet modeling net proceeds, tax deductions, and break-even thresholds.

Baseline: 250,000 $ Open Calculator
View all 15 calculators in Small Business & Tax →